Agent LaneTool
AI spend-cap planner
Decide the most an AI may spend, then get a plain list of where to set each limit. It runs in your browser and nothing you type is sent anywhere.
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Your setup list
Card, wallet and AI plan settings differ and change. Confirm each one on the provider’s own page. Not financial advice. Based on our guide, checked 3 November 2026.
Learn more
- AI agent spending limits: 3 caps to set before an AI spends your money
- Should I give my AI agent my credit card?
- What is an AI agent wallet? (And should you give one money?)
- How AI agents pay for things online, in plain English
- Should you let an AI trade crypto for you? Risks and safe limits
- Spend cap calculator: work out numbers from how often your AI runs.
FAQ
- Is anything I type saved or sent?
- No. The planner runs in your browser. The numbers never leave your device and the page doesn’t store them.
- What numbers should I pick?
- Amounts you’d be fine losing if something went wrong. The defaults ($25, $50, $150) show the shape, not a recommendation.
- Isn’t telling the AI my budget enough?
- No. A budget typed into a chat is a request, not a lock. Only a limit on the card, wallet or account stops the charge.
- What if the AI already overspent?
- Freeze or close the card in your card app, disconnect the AI, and call your card issuer, explaining that an AI tool made the purchase. Crypto usually can’t be pulled back once sent.